Fees & Policies

Medical Insurance:

I do not participate in private insurance plans because I don’t have sufficient time to manage the paperwork, phone calls, and lengthy battles with insurance companies that are required to receive reimbursement.  You will receive an invoice at the end of each session containing the amount paid and codes required by insurance companies for reimbursement of out-of-network services.  You may then submit your invoices directly to your insurance company, along with whatever form your insurance company requires for reimbursement.

For ethical reasons, I do participate in Medicare.  If you have Medicare insurance, please bring your current Medicare card and information about any supplemental insurance plans to your initial appointment.  Please also alert me immediately if there is any change to your Medicare number or your supplemental insurance while you are my patient.  Finally, please print out a “Lifetime Signature on File Form” and bring a signed copy with you to your initial appointment.  This will help facilitate the billing process.


Payment is due at the time of service by cash, check, or credit card.  There is a ten dollar fee for use of a credit card.  Checks should be made payable to “Amy Huberman, MD.”  There will be a processing charge for returned checks.

Fee Schedule:

  • Initial Evaluation: $500.00
  • 90-Minute Session: $375.00
  • 60-Minute Session: $250.00
  • 30-Minute Session: $150.00
  • Single Consultation: $700.00

The initial appointment:

Prior to your initial appointment, I will ask you to read and complete a number of forms (see “Patient Forms,” at the bottom of Resources & Forms).  If you have been in psychiatric care in the past, I will also ask you to provide records of your previous care, including written or verbal summaries or notes from your past providers and discharge summaries from any past hospitalizations. Most providers and hospitals will require you to complete an Authorization to Receive or Disclose Information form before releasing your records.  You may download such a form here.  Please have all notes and summaries faxed to me (Amy Huberman, MD) at 443-957-9477 as soon as possible before your initial appointment.

The initial appointment is a 120-minute session.  During this session, you and I will have an opportunity to decide whether we are a good fit.  If I believe that another provider might be better qualified to treat you, I will inform you of this and will provide appropriate referrals.

Follow-up appointments:

Follow-up appointments are typically 60-minute sessions, to allow sufficient time for psychotherapy.  If you are engaging in exposure therapy, 90-minute sessions may sometimes be more appropriate. For booster sessions after an initial course of psychotherapy, 30 minutes may occasionally be sufficient.

Single consultations:

Single consultations for a second opinion last 2-3 hours.  They are scheduled only after records are obtained from past and current providers (please see “The initial appointment” above for instructions on how to obtain records).  I will review all records prior to the consultation.  If at all possible, a family member or someone who knows you well should accompany you to the evaluation.  Most of the interview will be conducted without your support person present, but he or she will be invited into part of the interview to share his or her observations and concerns.  After completing a comprehensive evaluation, I will share my recommendations directly with you and your support person.  I will also submit a typed report to your referring physician or to whomever else you’d like to have copy.

Telephone appointments:

Telephone appointments will be billed at the same rates as in-person sessions.  Please note that many insurance companies do not reimburse for telephone appointments.

Late Appointments/Missed Appointments/Cancellations:

If you are late for an appointment, you will be seen for the remainder of your scheduled time and charged for the full session as scheduled. If you are unable to keep an appointment, please notify me at least one full business day prior to your scheduled appointment; otherwise you will be charged for the time that was reserved for you.  The only exceptions to this policy are regional weather emergencies or the unexpected onset of illness.  However, frequent or repeated cancellations due to illness will be billed at my discretion.  Please note that insurance plans do not reimburse for missed appointments.  You may cancel your appointment by leaving a voicemail message at 443-823-0675.   If you are uncertain of your appointment time or anticipate that you may have trouble keeping your appointment, please do not hesitate to call.